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Today I paid off the last of my balance on my credit card. I’m officially out of credit card debt! It feels amazing to say that, since I feel like I’ve had this debt forever.
At the beginning of the year, I set a goal to be completely free of my credit card debt by January 1, 2013. I’m proud of myself for accomplishing that goal in just 5 months. It’s a definite weight off my shoulders and now I have the rest of the year to focus on something else.
The old cliche is “money doesn’t buy happiness”, but I think that is wrong in a lot of ways. Money (specifically not having enough of it) has always been a major stress factor in my life. “This bill is due Wednesday and I don’t get paid until Friday.” “Will I have enough gas to get to work?” “I really need to see a doctor, but can’t afford to without health insurance.” Those are all phrases that went through my head at some point. Probably yours too. And I’d worry about what I was going to do. Stress over how I’d get through the week. While it may not buy happiness, money can make things a hell of a lot easier.
I’m in no way debt free. Like many folks my age, I still have a car payment and student loan to tackle. But I’m one step closer.
One goal accomplished…now on to something else.
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Photo reblogged from The Daily What
![thedailywhat:
Sage Advice of the Day: Henry Rollins, the relentlessly outspoken hardcore music icon — the Black Flag bearer of modern punk, if you will — recently participated in a “Letters to a Young American” project. What follows is an excerpt from Part 1 and Part 2.
“You’ll find in your life that sometimes your great ambitions will be momentarily stymied, thwarted, marginalized by those who were perhaps luckier; come from money; had more doors opened; where college was a given, not a student loan; it was something that dad paid for; where an ease and confidence in life was almost a birthright. Where for you, it was a very hard climb. … That happens all the time.
Just because you come from nothing, you must not let that be something that holds you back.”
Poignant, and more relevant than ever.
[death+taxes]](http://25.media.tumblr.com/tumblr_m35nxuVBlp1qzpwi0o1_400.jpg)
Sage Advice of the Day: Henry Rollins, the relentlessly outspoken hardcore music icon — the Black Flag bearer of modern punk, if you will — recently participated in a “Letters to a Young American” project. What follows is an excerpt from Part 1 and Part 2.
“You’ll find in your life that sometimes your great ambitions will be momentarily stymied, thwarted, marginalized by those who were perhaps luckier; come from money; had more doors opened; where college was a given, not a student loan; it was something that dad paid for; where an ease and confidence in life was almost a birthright. Where for you, it was a very hard climb. … That happens all the time.
Just because you come from nothing, you must not let that be something that holds you back.”
Poignant, and more relevant than ever.
![tastefullyoffensive:
[via]](http://24.media.tumblr.com/tumblr_m4hffh9o0r1qewacoo1_500.jpg)
